RIAI CPD: Auto-Enrolment retirement savings system - Information Session

Ireland’s new auto-enrolment retirement savings system is on the way, but what does it mean for you ?

Join us for a concise, practical lunchtime session led by pension experts Lesley Tully (CEO) and Jane Ryan of This is Penny, a new design-led, digital pension platform focused on flexibility, financial literacy, and gender equity in retirement planning.

This information session is tailored for RIAI members and will unpack the real implications of auto-enrolment, including what’s missing for those who are self-employed or run their own practices.

Preparatory reading

Please review the following preparatory reading ahead of the session. These government publications will help you engage with the Q&A more effectively.

Overview from Department of Social Protection

• Auto‑enrolment homepage
• A clear, concise overview of what the scheme is, when it’s due to begin, and who it affects.

A guide to the auto‑enrolment retirement savings system for employees

• Guide for employees
• A more in‑depth explanation of eligibility, contributions, how it will work practically.

FAQs

• FAQ document
• Anticipating questions attendees might have. Covers employer/employee queries, opt‑out rules, etc.

Supporting overview via the Citizens Information Board

• Citizens Information article
• More accessible language; good for plain English summary.

Here’s What You Need to Know

• This is Penny
• Helpful resource for employers

Indicative topics

Overview of Ireland’s New Auto-Enrolment System

• What is auto-enrolment?
• Timeline for implementation
• Eligibility and contribution rates

Implications for Architectural Practices

• What auto-enrolment means for employers and employees
• Specific challenges for small and medium-sized architecture practices

Self-Employed Architects and Directors

• Why the scheme doesn’t apply to everyone
• What to do if you’re not eligible
• Tailoring a private pension strategy

Comparing Auto-Enrolment vs Private/Occupational Pensions

• Flexibility, control, and long-term benefits
• Costs and risks
• Examples of tailored pension setups for design professionals

Learning Outcomes

1. Understand the structure and function of Ireland’s new auto-enrolment pension system, including its eligibility criteria, contribution model, and implications for self-employed architects and small practice owners.
2. Evaluate the differences between state-provided auto-enrolment and private pension options, identifying which strategies best align with long-term financial goals and business models in architectural practice.

Speakers

• Lesley Tully, Founder & CEO at Penny FC
• Jane Ryan at Penny FC

This is Penny – a new digital pension platform designed to make life easier for employers and better for women. Design-led and B Corp certified, Penny provides private pensions, financial education and advice.